Topic

money

6 articles tagged “money”.

RRohan Pillai

Your First Tax Return: Form 16, Regimes and What a Fresher Actually Has to Do

Tax was already deducted from every payslip, so most freshers assume there is nothing left to do. Filing a return is a separate obligation, it takes about an hour once you know which documents you need, and skipping it is how people lose refunds they were entitled to. Here is the process, in order.

27 Aug 20269 min read

RRohan Pillai

Your First Payslip: Where the Rest of Your CTC Actually Went

Almost every fresher is briefly convinced their first salary has been calculated wrongly. It usually has not. Here is what happens between the CTC on your offer letter and the amount that reaches your bank account, and what to do with it once it arrives.

25 Aug 20269 min read

TTara Nair

Moving Cities for Your First Job: Budget, Housing and the First Month

The offer says the salary but nothing about the deposit, the first month's rent before your first payslip, or where to live in a city you have never visited. Here is what moving for a first job actually costs and how to get the first month right.

25 Aug 20269 min read

RRohan Pillai

The education loan trap: A parent's guide to financing college without a decade of regret

An education loan can be the most sensible investment a family ever makes — or a 15-year weight that quietly reshapes every decision after. Here's how to borrow with your eyes open, drawn from families on both sides of it.

13 Jun 20268 min read

RRohan Pillai

The hidden cost of "free" education counselors — and how to spot a commission-driven advisor

Free counseling is rarely free. Here's how coaching institutes pay kickbacks to school counselors, what questions to ask, and 5 phrases that should make you walk away.

6 May 20262 min read

KKaran Iyer

How to spot a coaching scam: 7 red flags before you sign the cheque

The Indian coaching industry has both excellent operators and outright fraud. Here are 7 specific signals — drawn from 200+ parent complaints — that should make you walk away.

11 Apr 20261 min read